FCB Blog
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Financial Resolutions That Actually Stick in 2026
1. Try the 70‑20‑10 Budget
A modern budgeting structure: 70% for needs, 20% for savings or debt payoff, 10% for wants. It’s easier to maintain with rising everyday expenses.
2. Automate Your Money
Set up automatic transfers, savings deposits, and bill payments. Automation keeps you on track—no extra willpower required.
3. Build a Flexible Budget
Instead of strict categories, adjust your spending based on what’s happening each month. It’s more realistic and more sustainable.
4. Do a Monthly Subscription Check
Review all recurring subscriptions and cancel anything unused in the last 30 days. Small cuts = big savings over time.
5. Use Separate Accounts for Spending
Having different accounts for bills, daily spending, and savings helps prevent overspending and keeps your money organized.
6. Check Your Budget Weekly
A quick 10‑minute weekly review helps you stay accountable and catch small issues early.
Author: FCB Marketing Team
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Who is Your Hero?
If I were to ask this in person, I have a feeling that answers would vary from superheroes depicted in books and media, to individuals who you have had personal contact with, whose stories stir within us feelings of admiration and a desire to be like them.
In response to who my hero is, I will readily tell you that it is the one, and only, Mister Fred Rogers. Do you remember Mister Rogers? For me, the mention of his name makes me think of simpler times when I would watch his show during the morning or afternoon. How I looked forward to seeing him come onto screen and change into his trademark red sweater!
I was captivated by his slow, methodical approach in interacting with me and others. Growing up, and even now, I consider him my friend. He was my dependable television neighbor who taught me. He invested in my growth, despite the screen and distance that separated us. He took the time to explain situations and teach me skills that would help me in the changing world that I lived in. He was the kindhearted man who, in every episode, asked me “won’t you be my neighbor?”.
In a world of change and insecurity, it is crucial now, more than ever, to focus on the invitation of being a neighbor and finding a neighbor on whom you can rely. It is important to have someone in your corner who is dependable in meeting your basic needs, who takes the time to invest in you as an individual, and who helps you achieve your potential.
This is what we strive for at First Community Bank. Our vision statement is “Everyone comes in as a customer and leaves as a friend.” Being a community bank, we are focused on the needs of our neighbors and are aware of what is going on in our neighborhood. Our purpose is to build communities (neighborhoods) one dream at a time!
Though we may be “bankers” by trade, our desire is to be your dependable neighbor. We are invested in your growth and strive to collaborate with you to overcome any barriers that would limit your financial potential. We are here to explain and offer solutions to your needs and are ready to share our banking skills that will help you in this changing world. And if you are just in need of a listening ear, then we are here for you in that role as well.
