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First Community Bank Utah
Online Banking Access

Personal Checking

Check us out for value.

When you open a checking account at a bank, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.


At First Community Bank Utah, Totally Free Checking really is FREE!  Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need. Plus, when you open your new account, you'll get something else: a FREE "Give" to a bank-sponsored charity to help build our communities! We'll also buy back your old checks or debit card from another financial institution and apply a $25 credit to your new account. 

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge. 

Easy Interest

A variable interest rate account that earns interest and has no minimum balance or monthly service charge. 

50+ Interest Checking

A variable rate account that earns interest, for those 50 and wiser—with no minimum balance and no monthly service charge!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn interest even if your balance falls below $1,500.

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE Instant Issue VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • FREE $25 Thank You "Give" to bank-sponsored charity
  • Buy back of your unused checks and debit cards from another financial institution


Checking Account Comparison

Account Details

Totally Free Checking 

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Customer purchases checks
  • Fee Schedule(116KB)

Easy Interest Checking

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Competitive interest
  • Customer purchases checks
  • Fee Schedule(116KB)

50+ Interest Checking

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Competitive interest
  • Free box of personalized corporate image checks per calendar year
  • Fee Schedule(116KB)

Premier Interest Checking 

(Our highest interest checking account)

  • $1,500 minimum balance
  • Only $6 Monthly Service Charge if balance drops below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Higher interest rate with balances of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Free box of personalized corporate image checks per calendar year
  • Fee Schedule(116KB)  
 
 

*Unless specified otherwise, customer purchases checks.  Other fees such as overdraft, continuous overdraft, etc. may apply.  See fee schedule(116KB) for details. Free $25 Give to bank-sponsored charities given at the time of account opening. Ask us for details. Bank rules and regulations apply. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented.