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Personal Checking

Check us out for value.

When you open a checking account at a bank, you expect great service, dependability and value. What you don’t expect (or need) are strings attached to your account in order to avoid fees.

At First Community Bank Utah, Totally Free Checking really is FREE! Free of minimum balances and hidden weekly, monthly or annual fees. We also have three great interest-bearing accounts to fit your every need.

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge after opening your account.

Easy Interest

A variable interest rate account that earns interest and has no minimum balance or monthly service charge after you open it.

50+ Interest Checking

A variable rate account that earns interest, for those 50 and wiser—with no minimum balance after account opening, and no monthly service charge!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn interest even if your balance falls below $1,500.

Want to compare these accounts side by side?

Compare Accounts

*Every new personal checking account includes:

FREE Standard VISA^® Debit Card
FREE Online Banking & Bill Pay
FREE Mobile Banking with Mobile Check Deposit
FREE eStatements with online check images
FREE Check Images with statements

Checking Account Comparison

Account	+	Opening Deposit	Minimum Balance to Avoid Service Charges	Monthly Service Charge	Unlimited Check Writing	Interest Bearing
Totally Free Checking	Free Checking Details	$50	$0	$0	Yes	No
Easy Interest Checking	Easy Interest Details	$50	$0	$0	Yes	Yes
50+ Interest Checking	50+ Interest Details	$50	$0	$0	Yes	Yes
Premier Interest Checking	Premier Details	$50	$1,500	$6 if balance below $1,500	Yes	Yes

Account Details

Totally Free Checking

$50 minimum opening deposit
No minimum balance after opening
No Monthly Service Charge
Unlimited Check Writing
Non-Interest bearing account
Customer purchases checks
Fee Schedule

Easy Interest Checking

$50 minimum opening deposit
No minimum balance after opening
No Monthly Service Charge
Unlimited Check Writing
Variable interest rate account
Customer purchases checks
Fee Schedule

50+ Interest Checking

$50 minimum opening deposit
No minimum balance after opening
No Monthly Service Charge
Unlimited Check Writing
Variable interest rate account
Free personalized corporate image checks
Fee Schedule

Premier Interest Checking

(Our highest interest checking account)

$50 minimum opening deposit
$1,500 minimum balance after opening
$6 Monthly Service Charge if balance drops below $1,500
Unlimited Check Writing
Variable interest rate account that earns a higher interest rate if the balance is above $1,500
Free personalized corporate image checks
Fee Schedule

*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. As us for details. Bank rules and regulations apply.