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First Community Bank Utah
Online Banking Access

Personal Checking

Check us out for value.

When you open a checking account at a bank, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.


At First Community Bank Utah, Totally Free Checking really is FREE!  Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need. Plus, when you open your new account, you'll get something else: a free gift to say "thank you" and a donation made on your behalf to a community non-profit!. We'll also buy back your old checks or debit card from another financial institution and apply up to $25 credit to your new account. 

 

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge after opening your account.

Easy Interest

A variable interest rate account that earns interest and has no minimum balance or monthly service charge after you open it.

50+ Interest Checking

A variable rate account that earns interest, for those 50 and wiser—with no minimum balance after account opening, and no monthly service charge!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn interest even if your balance falls below $1,500.

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • FREE Thank you gift 
  • Donation made on your behalf to our Community Focus Non-Profit 
  • Buy back of your unused checks and debit cards from another financial institution


Checking Account Comparison

Account Details

Totally Free Checking 

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Customer purchases checks
  • Fee Schedule

Easy Interest Checking

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account
  • Customer purchases checks
  • Fee Schedule

50+ Interest Checking

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account
  • Free personalized corporate image checks
  • Fee Schedule

Premier Interest Checking 

(Our highest interest checking account)

  • $50 minimum opening deposit
  • $1,500 minimum balance after opening
  • $6 Monthly Service Charge if balance drops below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Free personalized corporate image checks
  • Fee Schedule 

 
 

*Unless specified otherwise, customer purchases checks.  Other fees such as overdraft, non-sufficient funds (NSF) fee, continuous overdraft, etc. may apply.  See fee schedule for details. $1.50 per pad and $15 per debit card, up to $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Minimum opening deposit is only $50.  As us for details. Bank rules and regulations apply.