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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge. 

Business Analysis Checking

For the larger business with higher account activity.  

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Online Banking & Bill Pay
  • FREE Statements - eStatements or Paper Statements
  • FREE Check Images with statements
  • FREE Gift to thank you for your business
  • Donation made on your behalf to our Community Focus Non-Profit Organization
  • Buy back of your unused checks and debit card from another financial institution

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance after account opening
  • No monthly service charge
  • Fee Schedule

Business Analysis Checking

  • Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks
  • Earnings allowance from deposit balances may offset activity fees
  • Fee Schedule 

To help in opening your new business accounts, we may request the following:

Sole Proprietor / DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization if incorporated; follow incorporated guidelines
  • If tax-exempt, IRS documentation or tax return
  • If non tax-exempt, authorized letter
  • TIN of Corporation
  • Articles of Incorporation
To get started on opening your new account, give us a call at 801-813-1600 or visit one of our convenient locations!
*Unless specified otherwise, customer purchases checks.  Other fees such as overdraft, non-sufficient funds (NSF) fee, continuous overdraft, etc. may apply.  See fee schedule for details. Transaction items include all debits, credits, and deposited items.    If the Totally Free Business Checking account exceeds 3,000 free monthly transaction items, $10,000 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees.  $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening.  Ask us for details.  Bank rules and regulations apply.