*Every new Business Checking account comes with:
- FREE VISA® Debit Card
- FREE Mobile Banking
- FREE Online Banking & Bill Pay
- FREE Statements - eStatements or Paper Statements
- FREE Check Images with statements
- FREE Gift to thank you for your business
- Donation made on your behalf to our Community Focus Non-Profit Organization
- Buy back of your unused checks and debit card from another financial institution
Checking Account Comparison
| Account |
+ |
Opening Deposit |
Minimum Balance to Avoid Service Charges |
Monthly Service Charge |
Interest Bearing |
| Totally Free Business Checking |
Free Checking Details |
$50 |
$0 |
$0 |
No |
| Business Analysis Checking |
Analysis Checking Details |
$50 |
See account
description below
|
$10 per month, plus activity fees which can be offset by earnings credit from deposit balances |
No |
Account Details
Totally Free Business Checking
- 3,000 FREE monthly transaction items
- Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
- No minimum balance after account opening
- No monthly service charge
- $50 minimum opening deposit
- Fee Schedule
Business Analysis Checking
- Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks
- Earnings allowance from deposit balances may offset activity fees
- $50 minimum opening deposit
- Fee Schedule
To help in opening your new business accounts, we may request the following:
| Sole Proprietor / DBA |
Limited Liability Corp (LLC) |
Partnership |
Not-For-Profit Organization |
Corporation |
|
|
- TIN of LLC
- Articles of Organization
- Operating Agreement
|
- TIN of Partnership
- Partnership Agreement
- Certificate of Partnership
|
- TIN of Organization if incorporated; follow incorporated guidelines
- If tax-exempt, IRS documentation or tax return
- If non tax-exempt, authorized letter
|
- TIN of Corporation
- Articles of Incorporation
|
To get started on opening your new account, give us a call at 801-813-1600 or visit one of our convenient locations!
*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, non-sufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. Transaction items include all debits, credits, and deposited items. If the Totally Free Business Checking account exceeds 3,000 free monthly transaction items, $10,000 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Minimum opening deposit is only $50. We reserve the right to substitute a gift of similar value. Ask us for details. Bank rules and regulations apply.
