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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account.

Business Analysis Checking

For the larger business with higher account activity.

Want to compare these accounts side by side?

Compare Accounts

*Every new Business Checking account comes with:

FREE VISA^® Debit Card
FREE Mobile Banking
FREE Online Banking & Bill Pay
FREE Statements - eStatements or Paper Statements
FREE Check Images with statements
FREE Gift to thank you for your business
Donation made on your behalf to our Community Focus Non-Profit Organization
Buy back of your unused checks and debit card from another financial institution

Checking Account Comparison

Account	+	Opening Deposit	Minimum Balance to Avoid Service Charges	Monthly Service Charge	Interest Bearing
Totally Free Business Checking	Free Checking Details	$50	$0	$0	No
Business Analysis Checking	Analysis Checking Details	$50	See account description below	$10 per month, plus activity fees which can be offset by earnings credit from deposit balances	No

Account Details

Totally Free Business Checking

3,000 FREE monthly transaction items
Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
No minimum balance after account opening
No monthly service charge
$50 minimum opening deposit
Fee Schedule

Business Analysis Checking

Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks
Earnings allowance from deposit balances may offset activity fees
$50 minimum opening deposit
Fee Schedule

To help in opening your new business accounts, we may request the following:

Sole Proprietor / DBA	Limited Liability Corp (LLC)	Partnership	Not-For-Profit Organization	Corporation
SSN or TIN of Owner	TIN of LLC Articles of Organization Operating Agreement	TIN of Partnership Partnership Agreement Certificate of Partnership	TIN of Organization if incorporated; follow incorporated guidelines If tax-exempt, IRS documentation or tax return If non tax-exempt, authorized letter	TIN of Corporation Articles of Incorporation

To get started on opening your new account, give us a call at 801-813-1600 or visit one of our convenient locations!

Locations

*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, non-sufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. Transaction items include all debits, credits, and deposited items. If the Totally Free Business Checking account exceeds 3,000 free monthly transaction items, $10,000 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Minimum opening deposit is only $50. We reserve the right to substitute a gift of similar value. Ask us for details. Bank rules and regulations apply.