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Savings Solutions

Growing interest rate

Put your funds to good use. 

With rising rates, it's important to make sure you're getting the return you deserve while still maintaining flexibility with your funds. First Community Bank offers a variety of different options to fit within your savings plan. 

13-Month, Bump-Up Rate CDat 4.26% APY

Lock in a competitive rate with the option to "bump up" one time during the 13-month term if rates go up. $500 minimum to open. At the end of the term, funds can be withdrawn or the CD can be converted to a regular 12-month CD. 

Business Premier Money Market Account**- Earn up to 2.78% APY

  • Competitive, variable interest rate (see table below)
  • Access to your funds instead of locking them up for specific terms
  • Satisfaction knowing you're earning a return at every balance level
Interest Rate *Annual Percentage Yield (APY) Account Balance Tiers
0.50% 0.50% $0 - 24,999.99
1.00% 1.00% $25,000.00 - 49,999.99
1.35% 1.36% $50,000.00 - 99,999.99
1.50% 1.51% $100,000.00 - 249,999.99
1.75% 1.76% $250,000.00 - 499,999.99
1.85% 1.87% $500,000.00 - 749,999.99
2.10% 2.12% $750,000.00 - 999,999.99
2.35% 2.38% $1,000,000.00 - 2,499,999.99
2.75% 2.78% $2,500,000.00 - Above

Insured Cash Sweep Account*** (ICS)

With an Insured Cash Sweep Account, you can access multi-million dollar FDIC protection with a single bank relationship. 

  • Competitive rates
  • Peace of mind with multi-million dollar protection
  • Flexibility with unlimited daily liquidity
  • Protection for your financial dreams

*$500 minimum required to open CD. Penalty may be imposed for early withdrawal. Rate effective from date opened until maturity date or until customer initiates bump-up request. Fees may reduce earnings on account. Refer to Deposit Terms and Conditions and related Deposit Disclosure for full account details. 
**Interest compounded and credited monthly. Withdrawals made by electronic transfer or check are limited to 6 per month as per bank regulations. A withdrawal fee of $1 may apply if the number of transactions exceeds allowable limits. $10 monthly fee if the balance in account falls below $5,000 any calendar day of the month. Refer to Deposit Terms and Conditions and related Deposit Disclosures for full account details. The interest rate and APY on Variable Interest Rate Accounts may change after account opening. Fees could reduce earnings on accounts. See Fee Schedule for additional details. 
***Placement of funds through the ICS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits and customer eligibility criteria apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS settlement for a deposit or after ICS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS satisfies those restrictions. ICS and Insured Cash Sweep are registered service marks of IntraFi Network, LLC.